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包头市老年人保护条例

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包头市老年人保护条例

内蒙古自治区人大常委会


包头市老年人保护条例
内蒙古自治区人大常委会


(1989年1月10日包头市第九届人民代表大会常务委员会第四次会议通过 1989年4月15日内蒙古自治区第七届人民代表大会常务委员会第六次会议批准)


第一条 为了保护老年人的合法权益,发扬敬老、爱老、养老的传统美德,树立良好的社会风尚,根据《中华人民共和国宪法》和有关法律的规定,结合本市实际情况,制定本条例。
第二条 本条例所指的老年人为年满六十周岁以上的公民。
第三条 保护老年人的合法权益是全社会的共同责任。本市各级国家机关、社会团体、企事业单位、城乡基层组织,要把尊敬爱护老年人,作为社会主义精神文明建设的一项重要内容,都有做好维护老年人合法权益工作的职责。每个家庭、公民都要依法履行对老年人应尽的义务,使老
年人在社会生活和家庭生活中的合法权益得到保障。特别对女性老年人和有残疾的老年人的合法权益,社会和家庭应给予特殊的保护。
第四条 保护老年人的民主政治权利。任何单位和个人不得非法限制老年人参加政治活动和社会活动。
第五条 保护老年人的人身自由权利。禁止歧视、侮辱、诽谤、虐待和遗弃老年人的行为。
第六条 保护老年人受赡养和扶助的权利。老年人有权要求依法负有赡养义务的成年子女或孙子女、外孙子女等的赡养和扶助。
已婚的子女夫妻间应当互相支持和帮助履行对双方老人的赡养和扶助的义务。
赡养人必须保障老年人的生活水平不低于赡养人的实际平均生活水平。赡养人不尽赡养义务的,老年人有权要求赡养人所在单位代为扣除赡养费。
第七条 保护老年人婚姻自由的权利。任何人不得干涉老年人离婚、再婚。不得干扰、歧视和妨害老年人再婚后的生活。
第八条 保护老年人的合法财产权利。老年人的合法财产包括个人合法收入、房屋、储蓄、生活用品、文物、图书资料、林木、牲畜和法律允许公民所有的生产资料以及其它合法财产,任何人不得侵占、哄抢、私分和破坏。
保护老年人依法独立行使处分个人财产的权利。老年人有权拒绝有独立生活能力的成年子女提出的经济资助的要求。
第九条 保护老年人的居住权利。子女及其他人不准侵占老年人的住所。
第十条 保护老年人依法享有的继承权利,子女或其他人不得侵犯。
保护老年人依法订立的遗嘱、遗赠或签订的遗赠扶养协议的权利,任何人不得干涉。
第十一条 保护老年人依法从国家和社会获得物质帮助的权利。
(一)退(离)休职工和干部的退(离)休费和按规定享受的各种补贴以及其他待遇,农村集体组织拨付给老年人的养老补助金,有关单位必须按规定付给,不得借任何理由拖延、克扣或者移作他用。
(二)对无经济收入、生活困难的城镇孤老人,由民政部门进行定期定量的生活救济,保障他们的基本生活;对农村孤老人,由苏木、乡、镇政府组织村民委员会实行吃、穿、住、医、葬的“五保”供养制度,其生活标准一般不低于当地农民的平均生活水平。
第十二条 各级人民政府要把发展老年公益事业纳入规划。对老年公益事业,应按国家有关规定给予优惠。
医疗卫生单位应为老年人就医提供方便,建立老年人就医优先制度,逐步设立老年病专科门诊。
文化、教育、体育部门应利用各自的场、馆等设施,积极为老年人的文化、体育活动和老年人教育提供服务。
公共交通部门应对老年人提供一些特殊服务,方便老年人的行动。
城市规划和建设部门,在新建住宅区或旧城改造中,应考虑建设为老年人服务的设施。
城镇街道要积极创造条件,兴办敬老服务站、敬老院、老年人公寓,并且鼓励有条件的单位或者个人集资兴办老有所养的福利设施。
工业、商业部门要积极组织生产和经营老年人需要的用品和为老年人服务的项目,方便老年人的生活。
第十三条 每年9月1日为敬老日,届时举行各种敬老活动。
第十四条 老年人要处理好与子女、亲属、邻里和睦相处的关系。
第十五条 对侵害老年人合法权益的行为,任何单位和公民都有权制止、检举揭发。受侵害的老年人有权要求本单位或侵害人所在单位、居民委员会、村民委员会等有关部门进行及时调解处理。
对违反本条例,情节轻微的,由有关单位对侵害人进行批评教育,并令其改正;情节严重尚不够刑事处罚的,由公安机关给予行政处罚;属民事侵权向法院起诉的,法院要依法调解或判决;对构成犯罪的,由司法机关追究其刑事责任。
第十六条 老龄组织要发挥在保护老年人合法权益方面的作用,协助和督促有关部门及时处理侵犯老年人合法权益的行为。
第十七条 本条例由包头市各级人民政府组织实施。
第十八条 本条例自公布之日起施行。



1989年4月15日

国务院安委会办公室关于近期两起重大道路交通事故情况的通报

国务院安全生产委员会


国务院安委会办公室关于近期两起重大道路交通事故情况的通报

安委办明电〔2010〕98号


各省、自治区、直辖市及新疆生产建设兵团安全生产委员会:

2010年10月28日9时40分,一辆运载煤炭、号牌为辽H78577的解放牌半挂车,行驶至内蒙古境内G6京藏高速339公里处时,先后与应急车道内两辆小型客车发生刮蹭,又追尾碰撞一辆无牌货车后,撞上公路右侧防撞墙并侧翻在应急车道内,车身以及车上装载的煤炭压在无牌货车和一辆小型客车上,造成11人死亡、4人受伤。据初步调查分析,该起事故的直接原因为:肇事货车严重超载,在连续长下坡路段车辆制动失效。

11月1日9时25分,一辆号牌为藏GA2993的客车(核载37人、实载15人),从四川成都开往西藏林芝地区察隅县,行驶至西藏昌都地区境内国道318线3714公里75米一下坡转弯处时,车辆冲出公路,翻下高约320米的山沟,造成13人死亡、2人受伤。据初步调查分析,该起事故的直接原因为:车辆在转弯时速度过快,驾驶人操作不当。

上述事故的发生,暴露出部分地区车辆超载、超速、不按规定车道行驶等违法行为突出,部分运输企业安全生产责任制不落实、安全管理混乱等问题。为切实吸取事故教训,举一反三,坚决遏制道路交通事故多发势头,现提出以下要求:

一、加大对运输企业的监督管理力度,进一步落实企业安全生产主体责任。各地要扎实推动《国务院关于进一步加强企业安全生产工作的通知》(国发〔2010〕23号)各项政策措施的贯彻落实,严格运输企业市场准入,加强对运输企业的日常监督检查,督促其建立严格的安全生产责任制和安全保障措施,严格内部安全管理制度,加强企业主要负责人、安全生产管理人员和驾驶人安全培训,加强对运输车辆及其驾驶人的安全监管,严禁运输车辆超载、驾驶人疲劳驾驶。及时排查治理安全隐患,对发现的安全隐患要督促运输企业立即整改、及时消除;对未整改或者经验收不合格的,禁止从事营运。

二、严格执行统一的超限超载认定标准,对车辆超限超载进行综合治理。各地要采取有效措施,坚决打击车辆超限超载、“大吨小标”和非法改装等违法行为,依法设置固定或临时检查站点,选择、配备必要的称重设备、卸载机具和卸载场地,采取固定检查与流动巡查相结合的方式,对超限超载车辆进行检测、卸载和处罚。

三、强化路面巡查,加大路面管控力度。各地要进一步加大执法力度,严厉打击车辆不按规定车道行驶、车辆超载超速、驾驶人疲劳驾驶等严重交通违法行为。要合理配置警力,采取定点检查和流动巡逻相结合、区域协作和联勤等有效措施,加大对交通事故多发路段的巡逻管控力度。

四、认真做好事故调查处理工作,严格执行事故查处挂牌督办制度。根据《国务院安委会关于印发〈重大事故查处挂牌督办办法〉的通知》(安委〔2010〕6号)要求,已将这两起重大事故的查处列入国务院安委会挂牌督办范围。内蒙古、西藏自治区要依照“四不放过”和“依法依规、实事求是、注重实效”的原则,严格事故查处,依法严肃追究相关责任单位和人员的责任。各地安委会要认真执行事故分级督办制度,重大事故结案前,要及时向国务院安委会办公室作出书面报告,经审核同意后由省级人民政府批复结案。

国务院安全生产委员会办公室

二○一○年十一月五日


中华人民共和国外资保险公司管理条例实施细则(英文版)

中国保险监督管理委员会


中华人民共和国外资保险公司管理条例实施细则(英文版)


Detailed Rules for Implementation of Regulations of the People’s Republic of China on Administration of Foreign-funded Insurance Companies

Article 1
These Rules are formulated in accordance with the Insurance Law of the People’s Republic of China and the Regulations of the People’s Republic of China on Administration of Foreign-funded Insurance Companies (hereinafter referred to as “the Regulations”).

Article 2
A foreign insurance company under the Regulations refers to an insurance company registered and conducting insurance business outside the territory of China.

Article 3
The proportion of foreign equity in an insurance company incorporated within the territory of China by a foreign insurance company with a Chinese company or enterprise that conducts life insurance business (hereinafter referred to as “joint-equity life insurance company”) shall be no more than 50% of the total equity of the company.

The shares of a joint-equity life insurance company directly or indirectly held by a foreign insurance company shall not exceed the limit of proportion as stipulated in the preceding paragraph.

Article 4
For a foreign-funded insurance company established within the territory of China before the Regulations became effective with registered capital or working capital of less than RMB 200 million or an equivalent amount in a freely convertible currency, its registered capital or working capital shall be fully paid within 2 years after these Rules become effective. For those who fail to fully pay the registered capital or working capital, China Insurance Regulatory Commission shall not grant approval to their application for operation of new business.

Article 5
The registered capital or working capital of a foreign-funded insurance company shall be the actually paid-up currency.

Article 6
After establishing a branch, the foreign insurance company shall not withdraw the working capital in any form.

Article 7
The period of operation of insurance business being more than 30 years, which is mentioned in Item 1 of Article 8 of the Regulations, means that the foreign insurance company shall have continuously been running insurance business for more than 30 years, and the foreign insurance company’s acquisition of another institution or merger with another institution to establish a new insurance company, shall not affect the calculation of the business operation period.

The business operation period of a subsidiary of a foreign insurance company shall start from the date of establishment of the subsidiary.

Article 8
The representative office mentioned in Item 2 of Article 8 of the Regulations refers to the following representative offices approved by China Insurance Regulatory Commission (hereinafter referred to as “CIRC”):

(1) The representative office established by a foreign insurance company;
(2) The representative office established by a group to which a foreign insurance company belongs.

Article 9
The representative office established by a foreign insurance company or its group to which the insurance company belongs is only applicable to application for establishing one foreign-funded insurance company.

Article 10
The end of the year prior to the application for the establishment mentioned in Item 3 of Article 8 of the Regulations refers to the end of the previous fiscal year before the date of application.

Article 11
The other prudential requirements mentioned in Item 7 of Article 8 of the Regulations shall at least include the following requirements:

(1) Reasonable structure for corporate governance;
(2) Stable and sound risk control system;
(3) Sound internal control system;
(4) Effective Management Information System;
(5) Good operating performance without records of serious violation of laws and regulations.

Article 12
Where the applicant fails to provide the business license (duplicate) as stipulated in Item 2 of Article 9 of the Regulations, the applicant may provide a valid copy of the business license or a written certificate issued by the relevant authority evidencing the applicant’s eligibility to conduct insurance business.

Article 13
The certificate mentioned in Item 2 of Article 9 of the Regulations, which is issued by the relevant authority of the country or region where the foreign applicant is located to evidence the applicant’s solvency, shall include one of the following contents:

(1) Certifying that the applicant complies with the regulatory requirements of the country or region on solvency in the previous fiscal year as of the date when the relevant authority issues the certificate;
(2) Certifying that the applicant has no record of incompliance with the standard of the country or region on solvency in the previous fiscal year as of the date when the relevant authority issues the certificate.

Article 14
The Letter of Comments issued by the relevant authority of the country or region where the foreign applicant is located concerning the applicant’s application, which is mentioned in Item 2 of Article 9 of the Regulations, shall include the following contents:

(1) Whether the application for the establishment of an insurance institution in China complies with the laws and rules of the applicant’s country or region;
(2) Whether the authority approves the applicant’s application;
(3) The record of the punishment imposed on the applicant in the last three years prior to the date of issuance of the Letter of Comments by the relevant authority;

Article 15
The annual report mentioned in Item 3 of Article 9 of the Regulations shall include the Balance Sheets, Statements of Profit and Loss, and Cash Flow Statements of the applicant in the last three fiscal years prior to the date of application.

The annual report mentioned in the preceding paragraph shall be attached with the auditor’s report issued by an accounting or auditing firm authorized by the country or region where the applicant is located.

Article 16
Except otherwise specified by the laws or administrative regulations or approved by the State Council, the Chinese applicant mentioned in Item 4 of Article 9 of the Regulations shall satisfy the following requirements:

(1) The companies or enterprises with the capacity of legal person registered at the administration department of industry and commerce, excluding commercial banks, securities organizations and the foreign-funded enterprises specified in the Law of the People’s Republic of China on Foreign-funded Enterprises;
(2) Being approved by the administrative authority of the enterprise or its shareholders’ meeting;
(3) Good operating performance and in the previous fiscal year as of the application date being profitable;
(4) Making the investment with self-owned capital from legitimate sources.

Article 17
The relevant documents to be submitted by a Chinese applicant for the establishment of a joint-equity insurance company shall include business license (duplicate), articles of association, business structure, operation history, annual report and punishment record for the last three years.

Article 18
The person in charge of the preparation of a foreign-funded insurance company shall satisfy the following requirements:

(1) Academic degree above junior college level;
(2) Insurance or related work experience for over 2 years;
(3) No illegal and criminal record.

Article 19
Where an applicant applies for the extension of the preparation period according to the provisions specified in Article 11 of the Regulations, he shall, within 1 month before expiration of the original preparation period, submit a written application to CIRC and explain the reason.

Article 20
The preparation report mentioned in Item 1 of Article 11 of the Regulations shall summarize all the issues stated in other paragraphs under this article.

Article 21
The statutory capital verification organization mentioned in Item 4 of Article 11 of the Regulations refers to an accounting firm complying with the requirements of CIRC.

Article 22
The capital verification certificate mentioned in Item 4 of Article 11 of the Regulations shall include the following contents:

(1) A Capital Verification Report issued by a statutory capital verification organization;
(2) A copy of the original bank receipt voucher evidencing payment of the registered capital or working capital.

Article 23
The main person-in-charge mentioned in Item 5 of Article 11 of the Regulations refers to the general manager of the proposed branch of a foreign insurance company.

The letter of attorney issued to the person to be appointed as the main person-in-charge of the proposed branch of the foreign insurance company, refers to the letter of attorney issued to the person to be appointed as the general manager of the proposed branch of the foreign insurance company, which is signed by the Chairman of the Board of Directors or General Manager of the foreign insurance company.

The letter of attorney shall explicitly specify the scope of authorization granted to the authorized person.

Article 24
The senior managerial personnel of the proposed company mentioned in Item 6 of Article 11 of the Regulations shall have the qualifications specified by CIRC.

The senior managerial personnel of the branch of a foreign insurance company shall have the qualifications equal to those required for the counterparts in the headquarters of an insurance company.

Article 25
The materials regarding business place of the proposed company mentioned in Item 9 of Article 11 of the Regulations refers to the supporting documents evidencing the ownership or use-right of the business place.

The materials concerning other facilities related to the business mentioned in Item 9 of Article 11 of the Regulations shall include at least information about configuration of computer facilities, network construction and information management system.

Article 26
The following documents or materials to be provided by a foreign insurance company for an application for the establishment of a foreign-funded insurance company according to the requirements specified in the Regulations and these Rules, shall be notarized by a public notary legally established in the local country or region, or verified by the embassy or consulate of China in that country:

(1) The business license (duplicate) or valid copy of the business license;
(2) A letter of attorney issued to the proposed person-in-charge of the branch of a foreign insurance company;
(3) A letter of guarantee of a foreign insurance company to undertake the obligations of tax and duties payment and debts repayment on behalf of its branch in China.

Article 27
A foreign-funded insurance company may apply for establishing branches as needed according to business development.

The branch of a foreign insurance company can only conduct business within the territory of the province, autonomous region or municipality where the branch is located. Where the joint-equity insurance company or wholly-owned insurance company is prepared to conduct business in any other province, autonomous region or municipality outside its locality, it shall establish a branch in the place concerned.

A foreign insurance company may, according to actual circumstances, apply for establishing a central sub-branch or sub-branch, operating office or marketing service office. The establishment and management of marketing service offices shall be subject to other applicable regulations of CIRC, if any.

Article 28
Where a joint-equity or wholly-owned insurance company which has been established with a minimum registered capital of RMB200 million, applies for the first time for the establishment of a branch in every other province, autonomous region, or municipality outside its locality, it shall increase the registered capital by no less than RMB20 million.

By the time of applying for the establishment of a branch, if the registered capital of a joint-equity or wholly-owned insurance company has reached the amount as stipulated in the preceding paragraph, the company will no longer be required to increase its registered capital.

Where the registered capital of a joint-equity or wholly-owned insurance company has reached RMB500 million and where the solvency of the company is adequate, no increase of registered capital is required when the company applies for the establishment of a branch.

Article 29
A foreign-funded insurance company that applies for the establishment of a branch shall satisfy the following requirements:

(1) Its solvency margin shall comply with relevant regulations specified by CIRC.
(2) Its internal control system is sound and there is no record of punishment; where the operating period exceeds 2 years, there is no record of punishment in the most recent 2 years;
(3) It has senior managerial personnel of the branch with the relevant qualifications specified by CIRC.

Article 30
A foreign-funded insurance company that applies for the establishment of a branch shall submit an application to CIRC and provide the following documents in triplicate:

(1) A letter of application for establishment;
(2) Audited solvency status reports as of the end of the previous fiscal year and as of the end of the last quarter;
(3) A three-year business development plan and market analysis for the proposed branch;
(4) Resume(s) of the person(s)-in-charge of the organization preparation and relevant certificates.

Article 31
CIRC shall examine the application and decide, within 20 days after receiving the complete application documents, whether or not to grant approval; in case no approval is granted, CIRC shall inform the applicant in writing of the decision and explain the reason.

After approval is granted, the applicant shall complete the preparation within 6 months. Where the applicant fails to do so within the prescribed time limit, if the reason is justified and subject to approval by CIRC, the period may be extended for 3 months. Where the preparation is still not completed within the extended period, the original approval document issued by CIRC becomes void automatically.

The preparing body may not be engaged in any commercial activities concerning insurance.

Article 32
After the preparation is completed, the applicant shall apply to CIRC for opening business and submit the following documents in triplicate:

(1) A letter of application for opening business;
(2) A progress report of the preparation work;
(3) Resume(s) of senior managerial personnel to be appointed and relevant certificates;
(4) Relevant certificates of ownership or use-right of the office for the proposed branch, information regarding the configuration of computer facilities, network construction, and internal structure and staff.

Article 33
CIRC shall decide, within 20 days after receiving the complete application documents for opening business, whether or not to grant approval; in case the application is approved, a license for conducting insurance business shall be issued to the branch; in case the application is disapproved, CIRC shall inform the applicant in writing of the decision and explain the reason.

The branch with approval for opening business shall go through the formalities of business registration at the administration department of industry and commerce by presenting the approval document and the license for conducting insurance business and accordingly obtain business license from the authority before opening business.

Article 34
Unless otherwise stipulated in these Rules, the examination and administration of the qualifications of the senior managerial personnel of a foreign-funded insurance company and its branches shall be subject to the relevant regulations of CIRC.

Article 35
Where a joint-equity or wholly-owned property insurance company applies for dissolution when it splits, or merges with another one, or dissolves pursuant to the articles of association, such dissolution must be subject to approval of CIRC and the following documents shall be submitted:

(1) A letter of application signed by the Chairman of the Board of Directors of the company;
(2) The resolution of the meeting of shareholders;
(3) Composition of the proposed liquidation group and a plan for liquidation;
(4) A proposal for solving the outstanding liabilities.

Article 36
The joint-equity or wholly-owned property insurance company whose dissolution has been approved by CIRC shall, from the date of receiving the approval document from CIRC, terminate any new business activities and hand in the license for conducting insurance business to CIRC and form a liquidation group within 15 days.

Article 37
The liquidation group shall, within 5 days after its establishment, inform the relevant authorities concerning the administration departments of industry and commerce, tax, labor and social security in writing of the liquidation procedure and conditions.

Article 38
The liquidation group shall, within 1 month from the date of establishment, appoint an accounting firm pursuant to the requirements of CIRC to conduct auditing, and shall deliver an auditor’s report to CIRC within three months from the date of appointment.

Article 39
The liquidation group shall submit the latest liability liquidation and assets disposal report to CIRC before the tenth date of each month.

Article 40
The newspaper mentioned in Article 28 of the Regulations refers to the newspaper specified by CIRC.

Article 41
The foreign property insurance company that applies for cancellation of its branch in China shall submit an application to CIRC for approval and present the following materials:

(1) A letter of application signed by the Board of Directors or General Manager of the foreign property insurance company;
(2) Composition of the proposed liquidation group and a plan for liquidation;
(3) A proposal for solving the outstanding liabilities.

The procedures of application for dissolution of a joint-equity or foreign-funded property insurance company specified in the Regulations and these Rules shall be applicable to the specific procedures for the foreign property insurance company to cancel its branch in China.

Where the head office of a branch of a foreign property insurance company is dissolved or cancelled or declared bankruptcy according to law, the liquidation and liability disposal of the branch of such foreign property insurance company shall comply with the regulations concerning dissolution of the joint-equity or wholly-owned property insurance company stipulated in Article 30 of the Regulations and these Rules.

Article 42
The foreign-funded insurance company in violation of the relevant provisions of these Rules shall be subject to punishment by CIRC according to the provisions specified in Insurance Law, the Regulations and other relevant laws and regulations.

Article 43
The documents, materials and written reports to be submitted or reported under the Regulations and these Rules shall be prepared in Chinese version, and the Chinese version shall prevail in the event of discrepancy between the Chinese version and the foreign language version.

Article 44
The period specified in the Regulations and these Rules shall start from the date when the relevant materials are delivered to CIRC. If the application documents provided by the applicant is incomplete and further delivery is needed, the period shall start from the date when the supplementary materials are delivered to CIRC.

The period concerning approval and report delivery prescribed in these Rules refers to working days.

Article 45
The issues concerning administration of a foreign-funded insurance company that are not specified in the Regulations or these Rules shall be governed by the applicable laws, administrative rules and relevant regulations of CIRC.

The establishment of a foreign-funded reinsurance company shall comply with the Regulations on Establishment of Reinsurance Companies. The issues not specified in the Regulations on Establishment of Reinsurance Companies shall be governed by these Rules.

Article 46
These Rules shall, mutatis mutandis, apply to insurance companies that are established and operated in Chinese mainland by insurance companies from Hong Kong Special Administrative Region, Macao Special Administrative Region or Taiwan region. The issues otherwise stipulated in the laws, administrative rules or administrative protocols shall be governed by the stipulations therein.

Article 47
These Rules shall come into effect as of June 15, 2004.